Leave the smoke and run to the sun

Are you one of those people who commutes around 90 minutes a day to get to work and again the same in evening as the return journey?

If you are – this true story of someone I was working with will resonate with you… Continue reading “Leave the smoke and run to the sun”

If you thought life planning was all about holidays, then think again

Did you think that Financial Life Planning is either encouraging people to spend their money, or to save it for extravagant holidays.  Certainly, a big challenge is enabling clients to find the freedom to spend their money (especially if it was inherited from parents who never spent), and helping them live to their means with an eye on the future.  The real goal is happiness – being able to help people be at ease with their position, and helping them to enjoy life without the burden of worry (still of course with a responsible financial eye on the future). Continue reading “If you thought life planning was all about holidays, then think again”

The benefits of leaving the city and heading to the beach

Why does it seemed that so many people in Cornwall are laid back to the point of being horizontal ?

Frazer Hicks the boatman from the Isles of Scilly once famously described the local word ‘dreckly’ as “like manyana, but with less urgency”.

So what is it about living near the coast, on the beach and in sight of the sea? Scientists have discovered that the ‘blue space’ effect has an incredible way of making you feel at ease.

There are four notable ways : Continue reading “The benefits of leaving the city and heading to the beach”

How does your journey to work make you feel?

Many of us acknowledge that the journey to work is a real drag, that arduous commute, changing from 1st gear to 2nd, or jammed into a stuffy bus or tube train (that’s probably where you are reading this now).  This is no way to make you feel uplifted and positive about the day to come – far from it! Continue reading “How does your journey to work make you feel?”

One of the biggest benefits of seeing a financial adviser is also one of the most overlooked …

Let me take you by the hand….

Gone (or hopefully are gone) are the days of sitting with a financial adviser, waiting for them to unveil a life-changing financial product.  The modern adviser, not only looks at your whole financial picture, but aims to take the time to listen to your anxieties, worries, concerns, and take the time to coach you and your family towards what it is you want to achieve – so maybe after all, that is something which is life-changing. Continue reading “One of the biggest benefits of seeing a financial adviser is also one of the most overlooked …”

The day I realised Financial Planning could be an episode of Black Mirror

Recently, we stumbled across Black Mirror on Netflix. For those who haven’t watched it, it is a little like Tales of the Unexpected, crossed with The Twilight Zone, and a sneak preview into the secret rooms (if they exist) of Google and Facebook. It takes what technology / values / elements of society we already have, and moves it on just one step further – very thought provoking. Continue reading “The day I realised Financial Planning could be an episode of Black Mirror”

Sitting on the harbour in Penzance

Several years ago (I think it was 12th September 2014), I was sat on the harbour in Penzance with my pal Terry Mullins (actually, we were sat in the car in the Harbour car park, but that doesn’t conjure up the same image does it).  We were chatting about life, about change, and about how I was through aspects of my own life environment (both personally and professionally). “It’s like the bucket of crabs” he said – and yes, the analogy fitted perfectly to most of our battles with change. Continue reading “Sitting on the harbour in Penzance”