4 ways to improve the view of your day

Do you ever wake up and just lack energy, motivation and start to sink under the burden of the day ahead, worrying about everything which may or may not happen, and looking at everything with dread?

Maybe it’s the weather, maybe it’s a virus – there are probably loads of labels or reasons you may add to justify it – but maybe, there is something far more positive you could do. Continue reading “4 ways to improve the view of your day”

Bullying doesn’t just happen in the playground…

I am sure you can recall with familiarity with the school bully. That person who you tried to cross the playground to avoid, yet they always seemed to come after you.

It is not just at school where we see bullies. Maybe the same sort of person carries that on into adulthood, or maybe, the bullied becomes the bully when they get a little power at work.  Continue reading “Bullying doesn’t just happen in the playground…”

How to cope with dark days

Very few people sail easily through every day of life (despite the impression they may give).  What makes it even harder for seemingly robust people (and maybe you are one of these), is that the crash from performing for the audience (this could be workforce, employees, family or friends) to facing your woes seems far bigger and painful. Imagine having the best day ever, then the next morning you wake up and find that your world has collapsed. For some, this type of day comes along far more frequently that you might imagine.

I first met Dr James Rouse a couple of years ago (first watch this video).  I was told to make sure I got to the front of the auditorium and to be as close to him as possible. Hearing from other Serenity financial life planners, I was told of the profound effect which his energy, enthusiasm and vigour had on them.

Aside from being a great speaker, incredibly fit, and full of energy, Dr James is unbelievably generous with his time.  There is no ego attached, he goes about his day helping others, inspiring them, and encouraging enthusiasm. I had a great dialogue with him over the course of the conference, which meant so much to me, that a headline speaker would take the time to share his wisdom on a one to one basis.

In the video, James talks about dark days. This made me sit up suddenly, as he is probably the bounciest, happiest person I can imagine.  Of course, behind what we show the world, there are frequently very different feelings.  We have all heard of unhappy comedians for example.

Here are 4 particular attributes  which contribute to dark days, and how to reframe how you are feeling :

  1. Perfectionism– when no matter what we do is good enough.  The answer – to realise that we are all students in life.
  2. Not Enoughness– where we feel we should be better and we are winging it through life, waiting to be found out. James advocates focusing on just one thing, and doing that intentionally well.
  3. The Human Doing– we all live busy lives, balancing commitments, obligations and duties. We are all consumed by ‘doing’ that we forget about ‘being’. After all, we are Human Beings,  so take some time to just be.  Have some time for you.
  4. Sadness – which sometimes just hits us. We wake up feeling just sad, then wallow in that without any real reason, maybe even beating ourselves up about it. Trying to be compassionate and present with the self is a great way to be kind to that most important person – you!

I hope that you find Dr James as uplifting an inspiration as we do at Serenity.

Together we can bring some Serenity to your life

 

Are you a role model for your child – or trying to mould them ?

Is it good to shape a child on your own dreams?

It’s all too tempting to channel your children into a mini-me.  Yes they look up to their parents as super heroes who can do marvellous things, and there is a likelihood, that what ever example you set as a parent, they will follow.

How do your habits rub off onto your children?

If you munch on pizza and burgers in front of the TV each night, that precedent is set for eating unhealthily (both in manner and content).  If however you exercise, that too may rub off, and they will most likely follow our example to some degree, which in turn brings you great joy.  The obvious exception to this, is when you work for months to refine a yoga pose, and your 4 year old daughter walks straight in, does it, and goes on her way as if nothing ever happened (the experience of a face-planted crow!).

Is there a better way than forcing our children to follow

Rather than forcing our children to follow in our footsteps, making them have ballet lessons, toughening up the son with a good dose of winter rugby in the wind and hail and so on,  there are 4 clear stages in which we can help them build up ‘grit’ – a form of determination which will help them through life.

Four ways to help children through life

An Interest (and this needs to be encouraged rather than focusing on their weaknesses);

Deliberate and regular practise (to refine the skills);

A purpose (the long term reasoning about what it brings to others) and

Hope (that resilience that they will keep trying and moving forwards despite what comes their way).

You can read more in this article from Success magazine

Funnily enough, it is not just children who this applies to, it is us as well – especially when your 4 year old contortionist leaves the room with you in a twisted crumpled heap!

Together we can bring some Serenity to your life

 

How easy is it to save money?

Is saving money just like losing weight?

Well there is a question – and in short, yes – the principle is the same, and here is why…

How do most people go about losing weight?

Generally, people start by getting good idea of how heavy they are, figuring out where they want to get to, and start to monitor their progress. The progress is made by changes to behaviour, an approach of what is consumed, and how much energy is spent.

Is saving and weight loss just about will-power?

A disciplined approach to weight-loss is something many of us recognise, and in a way, is no different to how perhaps you should approach a disciplined structure to money management.

Discipline and structure is how to save

By figuring out how much money is needed to be saved, how the budget needs to be trimmed, or a particular financial focus is needed, you have the equivalent of a weight-loss goal.

Awareness of consumption is important

Follow this up with a mindful and intentional structure and monitoring of expenditure, the spending behaviour may well change (just like by eating apples instead of cakes for example). Less money is consumed (like less food), and perhaps less is spent (or at least spent in a more intentional manner).

Do I need a support group or mentor?

A sustained, monitored and coached approach is of huge benefit for many people with regards their finances in order to avoid the monetary equivalent of yo-yo dieting, yet it doesn’t seem to be widespread.  People happily spend over £4 a day on take away coffee, and another £6 on lunch, yet many would baulk at the idea of paying to be coached around their money.

Do people pay for financial coaching?

A good number of our Serenity clients around the UK, although they have accumulated wealth, may have done so by accident (through an inheritance perhaps, or even having it retained within their business), yet still need significant ongoing support and coaching to retain their understanding and reality of money. This is the value our clients find in our relationship with them – and that is what it is, a relationship with our clients, not their money.

Do I need investments to have financial coaching?

In fact, more and more people are now paying for financial planning, coaching and support and not even having investments in place.  Instead, they see the real value in changing their habits and being supported on a regular basis to keep them moving towards their goals.

That is what matters most – people arriving at their goals, and sustaining them.

Together we can bring some Serenity to your life

 

 

Why just goals or objective based planning is selling the client short

Pure goals and objective based planning is far better than the greedy pursuit of ‘more’ which has been the bedrock of financial advice for many a year.  Look at it, once we have more, we want some more of that more – it is a never satisfying cycle. Continue reading “Why just goals or objective based planning is selling the client short”

6 Reasons Spending Time With Family is Important

It is all too easy to get caught up in the pursuit of career, work, hobbies, even obsessive about cleaning or just ‘stuff’ in general.  The downside of all of this, is that we miss those who are really the most important to us, those who we can be pretty confident will be there as we take our last breath. Continue reading “6 Reasons Spending Time With Family is Important”