What is a financial life plan ?

Here is a questions often asked – what is a financial life plan, and why would I need that as opposed to a financial plan?  

More and more consumers are understanding that there is a difference between the old way of financial advice (selling as many products as possible) and financial planning (where recommendations are able to demonstrate that they are relevant and appropriate for the long term).

So where is Financial Life Planning different? Continue reading “What is a financial life plan ?”

Is the financial advice experience negative or positive?

A question I have been mulling over – ‘is financial advice negative or positive’ – or is it aimed to create negative feelings, then solve them with overly positive predictions or scenarios, or actually, should it be to create positive feelings, then stay sensibly grounded, aware of what could happen (negative scenarios)? Continue reading “Is the financial advice experience negative or positive?”

6 Words to stop saying to your children

Anyone who works in their own business (and many other people as well) will be more than aware that there is always something more to do.  More articles to write, more books to read, more work to do, more social media to absorb, more ways to evolve the area you work in.  The list is endless – just try mind-mapping it and you’ll soon see how much there is to do..

The other night, it dawned on me, that as I was finishing off the bedtime stories for my daughters, evening after evening, I would say, “that’s enough, I have got loads to do“. Continue reading “6 Words to stop saying to your children”

Belief, focus, time management, health and ignorance – that’s all it takes…

You probably have great intentions to move forward with one thing or another, yet doubt creeps in, you get distracted, run out of time, don’t feel up to it, or spend so long gathering information, that the time has passed.

There are 5 key non-negotiable disciplines of high achievers.   Continue reading “Belief, focus, time management, health and ignorance – that’s all it takes…”

Are you a traveller or a tourist through life?

 

Very soon, your thoughts may well start to turn towards their holidays. Are you though a traveller or a tourist?

Travellers tend to enjoy everything, embrace the moment, experience, wonder, not over prepare or over complicate, and focus on enjoying the here and now.

Tourists however, tend to want to tick things off their lists, have to be over prepared, everything planned to perfection, collecting photos for Facebragging and deeply concerned with telling everyone else what a great time they are having – sometimes, to the detriment of their own real enjoyment. Continue reading “Are you a traveller or a tourist through life?”

Leave the smoke and run to the sun

Are you one of those people who commutes around 90 minutes a day to get to work and again the same in evening as the return journey?

If you are – this true story of someone I was working with will resonate with you… Continue reading “Leave the smoke and run to the sun”