It is all too easy to get caught up in the pursuit of career, work, hobbies, even obsessive about cleaning or just ‘stuff’ in general. The downside of all of this, is that we miss those who are really the most important to us, those who we can be pretty confident will be there as we take our last breath. Continue reading “6 Reasons Spending Time With Family is Important”
The cost of missing out on university
Can you imagine the cost of missing out on university ?
Now, I am not talking about a specialist role which needs a degree, but rather (as tends to be common) someone who has no particular direction, but thinks that uni will be a good option for a few years, because all their pals are going there.
The big question here is, are you willing to invest a huge amount of YOUR FUTURE money on the speculation that you may get a better outcome. Let’s see… Continue reading “The cost of missing out on university”
What is a financial life plan ?
Here is a questions often asked – what is a financial life plan, and why would I need that as opposed to a financial plan?
More and more consumers are understanding that there is a difference between the old way of financial advice (selling as many products as possible) and financial planning (where recommendations are able to demonstrate that they are relevant and appropriate for the long term).
So where is Financial Life Planning different? Continue reading “What is a financial life plan ?”
Is the financial advice experience negative or positive?
A question I have been mulling over – ‘is financial advice negative or positive’ – or is it aimed to create negative feelings, then solve them with overly positive predictions or scenarios, or actually, should it be to create positive feelings, then stay sensibly grounded, aware of what could happen (negative scenarios)? Continue reading “Is the financial advice experience negative or positive?”
6 Words to stop saying to your children
Anyone who works in their own business (and many other people as well) will be more than aware that there is always something more to do. More articles to write, more books to read, more work to do, more social media to absorb, more ways to evolve the area you work in. The list is endless – just try mind-mapping it and you’ll soon see how much there is to do..
The other night, it dawned on me, that as I was finishing off the bedtime stories for my daughters, evening after evening, I would say, “that’s enough, I have got loads to do“. Continue reading “6 Words to stop saying to your children”
Belief, focus, time management, health and ignorance – that’s all it takes…
You probably have great intentions to move forward with one thing or another, yet doubt creeps in, you get distracted, run out of time, don’t feel up to it, or spend so long gathering information, that the time has passed.
There are 5 key non-negotiable disciplines of high achievers. Continue reading “Belief, focus, time management, health and ignorance – that’s all it takes…”
Are you a traveller or a tourist through life?
Very soon, your thoughts may well start to turn towards their holidays. Are you though a traveller or a tourist?
Travellers tend to enjoy everything, embrace the moment, experience, wonder, not over prepare or over complicate, and focus on enjoying the here and now.
Tourists however, tend to want to tick things off their lists, have to be over prepared, everything planned to perfection, collecting photos for Facebragging and deeply concerned with telling everyone else what a great time they are having – sometimes, to the detriment of their own real enjoyment. Continue reading “Are you a traveller or a tourist through life?”
Nine months which could change your life
Could you imagine if 9 months ago you made a momentous decision to transform your life? Remember the people who were stuck in the London life – well here is the update… Continue reading “Nine months which could change your life”
Leave the smoke and run to the sun
Are you one of those people who commutes around 90 minutes a day to get to work and again the same in evening as the return journey?
If you are – this true story of someone I was working with will resonate with you… Continue reading “Leave the smoke and run to the sun”
If you thought life planning was all about holidays, then think again
Did you think that Financial Life Planning is either encouraging people to spend their money, or to save it for extravagant holidays. Certainly, a big challenge is enabling clients to find the freedom to spend their money (especially if it was inherited from parents who never spent), and helping them live to their means with an eye on the future. The real goal is happiness – being able to help people be at ease with their position, and helping them to enjoy life without the burden of worry (still of course with a responsible financial eye on the future). Continue reading “If you thought life planning was all about holidays, then think again”