Have you ever noticed, that no matter how much (or how little) you plan things, there is always enough time, to just about get everything done?
Do you spend your days in pursuit of one commodity , in the hope it will free up more of the other. Do you work to earn more money so you can have more time (some day)?
Is there a chance my retirement may be different?
Many people find that their view and experience of their retirement may be very different from what they expect. Reality can be a pretty harsh awakener (especially if it’s your own retirement).
How do I get a picture of my income in retirement?
In the financial part of the equation, you can of course model, plan and adjust assumptions and figures as you head towards the big day and the rest of your life. Of course it takes a high degree of knowledge and skill to get the figures absolutely correct, and with the aid of technology, it is easier to get pretty close, even building in re-runs of the 2008 credit crunch (remember that?).
What if things don’t turn out like I thought?
Even if you have the financial plan in place, it may be that the other side of retirement – LIFE – can all of a sudden, not unfold quite as you had imagined.
What do I want from retirement?
Will your retirement be all holidays and lunches at garden centres? Will it be just looking forward to watching your favourite TV show with an eccles cake and a cup of tea at 3.30pm ? Or, could it be full of purpose, full of fun, a brand new start?
What do I want to achieve when I finish work?
Frequently people who had such high expectations for their retirement, find that a year or two in, they have managed to find themselves in a rut of mundaneness (they may even be fulfilling their spouses retirement and not even thinking about their own). They may even look back and wish that they had stayed working and be paid to be bored, rather than sacrifice an income and lack little social interaction.
Should I start to plan my life and money?
People just like you are quickly realising that they need to plan their retirement just as they plan their future. That planning is not just about scheduling in a month-long break to Malta each October, but figuring out how each day and week may look for you. What will you do to happily fill the time, and regain your purpose and passions which may well have been put on hold for 50 years (whilst ‘grown up life’ for in the way).
Is there more to retirement than just money?
Finding your happy retirement is not just going to be attached to a number – a certain amount of income, especially if all those years lack fun, freedom and a real purpose. You will probably find that the things which bring you the most joy, may not even cost much at all, you just need to find them and not be trapped in a retirement bucket.
Why do days go quicker the older you get?
There is some logic as underlined in this article, that the more fun we are having, the quicker things go, which may be why the 6 week school summer holidays seemed to fly by far quicker than the 6 week half term times. Continue reading “Why does time go quicker the older you are”
Here is a questions often asked – what is a financial life plan, and why would I need that as opposed to a financial plan?
More and more consumers are understanding that there is a difference between the old way of financial advice (selling as many products as possible) and financial planning (where recommendations are able to demonstrate that they are relevant and appropriate for the long term).
So where is Financial Life Planning different? Continue reading “What is a financial life plan ?”
Anyone who works in their own business (and many other people as well) will be more than aware that there is always something more to do. More articles to write, more books to read, more work to do, more social media to absorb, more ways to evolve the area you work in. The list is endless – just try mind-mapping it and you’ll soon see how much there is to do..
The other night, it dawned on me, that as I was finishing off the bedtime stories for my daughters, evening after evening, I would say, “that’s enough, I have got loads to do“. Continue reading “6 Words to stop saying to your children”