Are you one of those people who commutes around 90 minutes a day to get to work and again the same in evening as the return journey?
If you are – this true story of someone I was working with will resonate with you… Continue reading “Leave the smoke and run to the sun”
Did you think that Financial Life Planning is either encouraging people to spend their money, or to save it for extravagant holidays. Certainly, a big challenge is enabling clients to find the freedom to spend their money (especially if it was inherited from parents who never spent), and helping them live to their means with an eye on the future. The real goal is happiness – being able to help people be at ease with their position, and helping them to enjoy life without the burden of worry (still of course with a responsible financial eye on the future). Continue reading “If you thought life planning was all about holidays, then think again”
Why does it seemed that so many people in Cornwall are laid back to the point of being horizontal ?
Frazer Hicks the boatman from the Isles of Scilly once famously described the local word ‘dreckly’ as “like manyana, but with less urgency”.
So what is it about living near the coast, on the beach and in sight of the sea? Scientists have discovered that the ‘blue space’ effect has an incredible way of making you feel at ease.
There are four notable ways : Continue reading “The benefits of leaving the city and heading to the beach”
No doubt you have seen the film The Bucket List, the idea which has inspired many people to review what their most important tangible goals are. Climbing a mountain, running a marathon, having a sports car, visiting a certain place, learning something new and so on. Many bucket lists and plans tend to be focused around things, going, doing, seeing and having, and there have been many words written and spoken about achieving those things. However, there is a far deeper, more meaningful aspect which is easily overlooked and forgotten! Continue reading “There’s a hole in your bucket – well probably quite a few …”
Many people find that their view and experience of their retirement may be very different from what they expect. Reality can be a pretty harsh awakener (especially if it’s your retirement). Continue reading “Retirement – the truth v the vision”
When you are trying to get a handle on your finances, the key thing, is to keep things simple, easy to handle, easy to understand and above all, easy to make progress with. Continue reading “Bringing fun back to life and finance”
Many of us acknowledge that the journey to work is a real drag, that arduous commute, changing from 1st gear to 2nd, or jammed into a stuffy bus or tube train (that’s probably where you are reading this now). This is no way to make you feel uplifted and positive about the day to come – far from it! Continue reading “How does your journey to work make you feel?”
Can you imagine if all jobs paid the same ? The wage was enough for you, and you could choose any job at all. Continue reading “What if all jobs paid the same?”
Can you remember all those dreams and goals which have been buried over the years (adulthood and rationality get in the way). Frequently, the job or past time which sparked your enthusiasm and joy when you were 8 years old, still holds a small candle of passion deep inside of you yet, years of growing up, school, work, stuff, responsibility and so on, has reduced it to the tiniest glimmering flicker – almost forgotten. Continue reading “Why not turn your passion into a profession?”
So that was the question I heard recently during a meeting with a firm of HR, Outplacement (that’s a nice word for redundancy) and At Retirement a specialists – a business who support people in career transition, and one who I have worked with for many years as their dedicated IFA. Continue reading “What your work really gives you? Money? Identity? Purpose ?”