How to keep your routine going when travelling

How do I stop travel distorting my daily routine

It’s not easy building and developing a regular daily routine of eating well, caring for the body and mind, and generally looking after yourself.

Once you have established one however, travel, holidays or being in a different environment seem to take a swipe from the side, pushing you off track. Be it travelling to a different city for work (which if you do often enough, can then develop its own routine – such as finding a yoga session in a sleeper compartment on a train), a two week holiday, or a visit to friends or family, this disruption or disturbance can dramatically cause you to go off track, and potentially jeopardise the regular routine when you return to your normal environment.

How do I keep my routine when others don’t embrace it?

Perhaps the greatest challenge is staying with others who are not aligned with your own routine.

Does it appear unsociable to head off for a run, to lock yourself away to meditate, or to spend that 30 minutes a day focussing on the project you have committed to? Maybe in your own mind it does, but just think about the last time you had a guest to stay, and they took time out to spend some time on a task they are dedicated to (or turned down a slice of chocolate cake). How did that seem to you?

Will people be upset if I do my own thing?

Rather than being offended at your guest’s need for time, it is more likely that you admired their dedication, commitment and desire to move forward, and at the same time, opened up a great discussion about their routine.

Can I inspire others with my routine?

Rather than feel ashamed or uneasy of your regular routine when travelling, embrace the adapted version, be proud of it, explain it to others, and act as their inspiration to move themselves forwards.

 

Why just goals or objective based planning is selling the client short

Pure goals and objective based planning is far better than the greedy pursuit of ‘more’ which has been the bedrock of financial advice for many a year.  Look at it, once we have more, we want some more of that more – it is a never satisfying cycle. Continue reading “Why just goals or objective based planning is selling the client short”

6 Reasons Spending Time With Family is Important

It is all too easy to get caught up in the pursuit of career, work, hobbies, even obsessive about cleaning or just ‘stuff’ in general.  The downside of all of this, is that we miss those who are really the most important to us, those who we can be pretty confident will be there as we take our last breath. Continue reading “6 Reasons Spending Time With Family is Important”

The cost of missing out on university

Can you imagine the cost of missing out on university ?

Now, I am not talking about a specialist role which needs a degree, but rather (as tends to be common) someone who has no particular direction, but thinks that uni will be a good option for a few years, because all their pals are going there.

The big question here is, are you willing to invest a huge amount of YOUR FUTURE money on the speculation that you may get a better outcome.  Let’s see… Continue reading “The cost of missing out on university”

What is a financial life plan ?

Here is a questions often asked – what is a financial life plan, and why would I need that as opposed to a financial plan?  

More and more consumers are understanding that there is a difference between the old way of financial advice (selling as many products as possible) and financial planning (where recommendations are able to demonstrate that they are relevant and appropriate for the long term).

So where is Financial Life Planning different? Continue reading “What is a financial life plan ?”

Is the financial advice experience negative or positive?

A question I have been mulling over – ‘is financial advice negative or positive’ – or is it aimed to create negative feelings, then solve them with overly positive predictions or scenarios, or actually, should it be to create positive feelings, then stay sensibly grounded, aware of what could happen (negative scenarios)? Continue reading “Is the financial advice experience negative or positive?”

Can you recognise the vicious cycle of money worries?

There is a vicious cycle combining money and mental health  – quite simply, worrying (about money in this case) makes mental health worse, and poor mental health, makes managing (money in this instance) harder.

Although we are taking money as the example here, the example can be extended to many areas – just substitute money for ‘work’, ‘relationships’, ‘health’  and many more.  In particular though, the money cycle is one which can have a self-destructive path which is far more challenging to escape from. Continue reading “Can you recognise the vicious cycle of money worries?”

The last taboo – talking about money…

What is the one thing you feel MOST uncomfortable talking about?

Have a think a moment, then write down a few ideas.

What did you come up with?

Perhaps you had some of these :  politics? religion? death? mental health? regrets? sexual orientation?

How about money? How comfortable would you really feel about talking to others openly about your finances – how much you earn, how much you owe, or how much is in your bank account? Continue reading “The last taboo – talking about money…”