Are you one of those people who commutes around 90 minutes a day to get to work and again the same in evening as the return journey?
If you are – this true story of someone I was working with will resonate with you… Continue reading “Leave the smoke and run to the sun” →
Did you think that Financial Life Planning is either encouraging people to spend their money, or to save it for extravagant holidays. Certainly, a big challenge is enabling clients to find the freedom to spend their money (especially if it was inherited from parents who never spent), and helping them live to their means with an eye on the future. The real goal is happiness – being able to help people be at ease with their position, and helping them to enjoy life without the burden of worry (still of course with a responsible financial eye on the future). Continue reading “If you thought life planning was all about holidays, then think again” →
Why does it seemed that so many people in Cornwall are laid back to the point of being horizontal ?
Frazer Hicks the boatman from the Isles of Scilly once famously described the local word ‘dreckly’ as “like manyana, but with less urgency”.
So what is it about living near the coast, on the beach and in sight of the sea? Scientists have discovered that the ‘blue space’ effect has an incredible way of making you feel at ease.
There are four notable ways : Continue reading “The benefits of leaving the city and heading to the beach” →
Following on from the post ‘There’s a hole in your bucket”, lets have a closer look at each of those areas in turn : Continue reading “Here are the five bigger holes in your bucket…” →
No doubt you have seen the film The Bucket List, the idea which has inspired many people to review what their most important tangible goals are. Climbing a mountain, running a marathon, having a sports car, visiting a certain place, learning something new and so on. Many bucket lists and plans tend to be focused around things, going, doing, seeing and having, and there have been many words written and spoken about achieving those things. However, there is a far deeper, more meaningful aspect which is easily overlooked and forgotten! Continue reading “There’s a hole in your bucket – well probably quite a few …” →
Many people find that their view and experience of their retirement may be very different from what they expect. Reality can be a pretty harsh awakener (especially if it’s your retirement). Continue reading “Retirement – the truth v the vision” →
How many times have you been to the doctor with an ailment – perhaps a pain in the leg, only to be given pain killers? The hope then being, that the pain will be masked, and the ailment may well cure itself (for the time at least).
This is a short fix approach, and a quick solution, but who knows what is being stored up for the long term? What damage is being done by hiding the pain? Pain is generally there for a reason – perhaps to warn you, to make you wary, or to draw your attention to the fact that something is not quite right. Masking this serves you no benefit at all, there is no positive way forward in helping the repair or recovery of the injury.
In the same way that the figurative sticky plaster doesn’t necessarily help repair the broken body, neither does the same work for your finances.
Continue reading “Health and money – more than a sticky plaster …” →
When you are trying to get a handle on your finances, the key thing, is to keep things simple, easy to handle, easy to understand and above all, easy to make progress with. Continue reading “Bringing fun back to life and finance” →