The benefits of leaving the city and heading to the beach

Why does it seemed that so many people in Cornwall are laid back to the point of being horizontal ?

Frazer Hicks the boatman from the Isles of Scilly once famously described the local word ‘dreckly’ as “like manyana, but with less urgency”.

So what is it about living near the coast, on the beach and in sight of the sea? Scientists have discovered that the ‘blue space’ effect has an incredible way of making you feel at ease.

There are four notable ways : Continue reading “The benefits of leaving the city and heading to the beach” →

Here are the five bigger holes in your bucket…

Following on from the post ‘There’s a hole in your bucket”, lets have a closer look at each of those areas in turn : Continue reading “Here are the five bigger holes in your bucket…” →

Retirement – the truth v the vision

Many people find that their view and experience of their retirement may be very different from what they expect. Reality can be a pretty harsh awakener (especially if it’s your retirement). Continue reading “Retirement – the truth v the vision” →

Bringing fun back to life and finance

When you are trying to get a handle on your finances, the key thing, is to keep things simple, easy to handle, easy to understand and above all, easy to make progress with. Continue reading “Bringing fun back to life and finance” →

How does your journey to work make you feel?

Many of us acknowledge that the journey to work is a real drag, that arduous commute, changing from 1st gear to 2nd, or jammed into a stuffy bus or tube train (that’s probably where you are reading this now). This is no way to make you feel uplifted and positive about the day to come – far from it! Continue reading “How does your journey to work make you feel?” →

What your work really gives you? Money? Identity? Purpose ?

So that was the question I heard recently during a meeting with a firm of HR, Outplacement (that’s a nice word for redundancy) and At Retirement a specialists – a business who support people in career transition, and one who I have worked with for many years as their dedicated IFA. Continue reading “What your work really gives you? Money? Identity? Purpose ?” →

How are children financially educated, and is that the most effective way?

Our core belief at Serenity, is to enable people to have a rewarding, fulfilling life, without having to constantly be on edge about their money. A good financial plan and structure spills over in abundance into our lives, creating the freedom to appreciate and follow our dreams. By the same measure, a poor financial plan (none at all) leaves us on a constant highway of trouble truck after worry wagon heading in our direction. Continue reading “How are children financially educated, and is that the most effective way?” →