How many times have you been to the doctor with an ailment – perhaps a pain in the leg, only to be given pain killers? The hope then being, that the pain will be masked, and the ailment may well cure itself (for the time at least).
This is a short fix approach, and a quick solution, but who knows what is being stored up for the long term? What damage is being done by hiding the pain? Pain is generally there for a reason – perhaps to warn you, to make you wary, or to draw your attention to the fact that something is not quite right. Masking this serves you no benefit at all, there is no positive way forward in helping the repair or recovery of the injury.
In the same way that the figurative sticky plaster doesn’t necessarily help repair the broken body, neither does the same work for your finances.